CD rates toempower your savings.22-Month Special'1.85% 1.45%.APY*with relationship bump$10,000 and abovewith relationship bump$1,000 - $9,999.99Automatically renewable to 24-month fixed rate CD.9-Month Special'1.85%. 1.45rwith relationship bump$10,000 and abovewith relationship bump$1,000 - $9,999.99Automatically renewable to 9-month fixed rate CD.45-Day Special'1..40% 1.15%.$10,000 and above$1,000 - $9,999.99To qualify, you must have, or open, a MidWestOne Personal Checking AccountStop by your local MidWestoneBank to open a CD today.GET STARTED. GET EMPOWERED.Serving you from 16 convenientmetro area locations!MidWestOneBank.Find an office near you,visit: MidWestOne.bank*Annual Percentage Yield (APY). Rate remains the same throughout the investment period. S1,000.00 minimumdeposit required unless otherwise noted. Penalty for early withdrawal. Rates shown are current as of 2/7/2020and are subject to change without notice. Relationship bump cannot be combined with any other specials orrelationship offers. See Personal Banker for more details.MidWestOne.bank | 800.247.4418Member FDIC CD rates to empower your savings. 22-Month Special' 1.85% 1.45 %. APY* with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 24-month fixed rate CD. 9-Month Special' 1.85%. 1.45r with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 9-month fixed rate CD. 45-Day Special' 1. .40% 1.15%. $10,000 and above $1,000 - $9,999.99 To qualify, you must have, or open, a MidWestOne Personal Checking Account Stop by your local MidWestone Bank to open a CD today. GET STARTED. GET EMPOWERED. Serving you from 16 convenient metro area locations! MidWestOne Bank. Find an office near you, visit: MidWestOne.bank *Annual Percentage Yield (APY). Rate remains the same throughout the investment period. S1,000.00 minimum deposit required unless otherwise noted. Penalty for early withdrawal. Rates shown are current as of 2/7/2020 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers. See Personal Banker for more details. MidWestOne.bank | 800.247.4418 Member FDIC

Date: February 12, 2020

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CD rates to empower your savings. 22-Month Special' 1.85% 1.45 %. APY* with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 24-month fixed rate CD. 9-Month Special' 1.85%. 1.45r with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 9-month fixed rate CD. 45-Day Special' 1. .40% 1.15%. $10,000 and above $1,000 - $9,999.99 To qualify, you must have, or open, a MidWestOne Personal Checking Account Stop by your local MidWestone Bank to open a CD today. GET STARTED. GET EMPOWERED. Serving you from 16 convenient metro area locations! MidWestOne Bank. Find an office near you, visit: MidWestOne.bank *Annual Percentage Yield (APY). Rate remains the same throughout the investment period. S1,000.00 minimum deposit required unless otherwise noted. Penalty for early withdrawal. Rates shown are current as of 2/7/2020 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers. See Personal Banker for more details. MidWestOne.bank | 800.247.4418 Member FDIC CD rates to empower your savings. 22-Month Special' 1.85% 1.45 %. APY* with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 24-month fixed rate CD. 9-Month Special' 1.85%. 1.45r with relationship bump $10,000 and above with relationship bump $1,000 - $9,999.99 Automatically renewable to 9-month fixed rate CD. 45-Day Special' 1. .40% 1.15%. $10,000 and above $1,000 - $9,999.99 To qualify, you must have, or open, a MidWestOne Personal Checking Account Stop by your local MidWestone Bank to open a CD today. GET STARTED. GET EMPOWERED. Serving you from 16 convenient metro area locations! MidWestOne Bank. Find an office near you, visit: MidWestOne.bank *Annual Percentage Yield (APY). Rate remains the same throughout the investment period. S1,000.00 minimum deposit required unless otherwise noted. Penalty for early withdrawal. Rates shown are current as of 2/7/2020 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers. See Personal Banker for more details. MidWestOne.bank | 800.247.4418 Member FDIC

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