FMS was founded in 2001 by Bob Schmaltz based on his 20+ years experience in the Insurance and Financial Services Industry, during which he provided technology products and training to Financial Planners and Insurance Agents. FMS specializes in individual and small group health, Medicare health plans and retirement planning services. We are a “one stop shop” for all of your health care and retirement services. We are unique in the industry because we are not tied to any one insurance company…we offer a broad range of products from different companies, which allows us to find the best plan available for each client. Our goal is to help you find the best plan based on your budget and lifestyle.