CCFBANKMAKING MORE POSSIBLEDOES YOURCHECKING ACCOUNTPAY YOU 2.00%FREEDOM REWARDS CHECKING2.00 F0.03%APY*on balances up to $10,000,00 whenqualifications are metAPYIf qualifications are not metPLUS NATIONWIDEATM REFUNDSQualifications Required to Earn RewardsHave at least 15 debit card purchases post and settle, be enrolled and log intoonline banking, and be enrolled in e-statements3151 South Service Drive, Red Wing |651.267.3941218 N. Broadway, Ellsworth | 715.273.4502APY Annual Pocentage Yield APY cffcctive 3/2/18 2.00% APYpaid on day balances up to $10.000c0 cach cycle the minimum requiroments are met. An interestrate of 025 % will be carned for the da ly balance in cacessof $10.00000 which will result in an APY betwcen 0.41% and 200%. If you do not meet the requiremcnts por qualification cle your account will still function as a froe checking account coning 003% APY without ATMfeerefunds. Freedom Rewards Checkang is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Starement fee $3.00. Fees may reduce eamings Minamumaccount opening depest of 525.00. The monthly quancacion cycde begins on the lest day of the previous statement cycle and ends on the last business day before the next stacement cycle ends. ATM transactons donot count as debit card transactions. ATM fees of $499 or less will be reambursed up to a maximum of $499 per individual transacton, which covers mostnationesde ATM. Transacticn fees and surcharges MaximumATM fee refund 520.00 per cycle. One per primary tax ID numbber. Only available as a personal occount.MEMBER FOIC CCFBANK MAKING MORE POSSIBLE DOES YOUR CHECKING ACCOUNT PAY YOU 2.00% FREEDOM REWARDS CHECKING 2.00 F0.03 % APY* on balances up to $10,000,00 when qualifications are met APY If qualifications are not met PLUS NATIONWIDE ATM REFUNDS Qualifications Required to Earn Rewards Have at least 15 debit card purchases post and settle, be enrolled and log into online banking, and be enrolled in e-statements 3151 South Service Drive, Red Wing |651.267.3941 218 N. Broadway, Ellsworth | 715.273.4502 APY Annual Pocentage Yield APY cffcctive 3/2/18 2.00% APYpaid on day balances up to $10.000c0 cach cycle the minimum requiroments are met. An interestrate of 025 % will be carned for the da ly balance in cacess of $10.00000 which will result in an APY betwcen 0.41% and 200%. If you do not meet the requiremcnts por qualification cle your account will still function as a froe checking account coning 003% APY without ATM feerefunds. Freedom Rewards Checkang is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Starement fee $3.00. Fees may reduce eam ings Minamumaccount opening depest of 525.00. The monthly quancacion cycde begins on the lest day of the previous statement cycle and ends on the last business day before the next stacement cycle ends. ATM transac tons donot count as debit card transactions. ATM fees of $499 or less will be reambursed up to a maximum of $499 per individual transacton, which covers mostnationesde ATM. Transacticn fees and surcharges Maximum ATM fee refund 520.00 per cycle. One per primary tax ID numbber. Only available as a personal occount. MEMBER FOIC

Date: September 10, 2019

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CCFBANK MAKING MORE POSSIBLE DOES YOUR CHECKING ACCOUNT PAY YOU 2.00% FREEDOM REWARDS CHECKING 2.00 F0.03 % APY* on balances up to $10,000,00 when qualifications are met APY If qualifications are not met PLUS NATIONWIDE ATM REFUNDS Qualifications Required to Earn Rewards Have at least 15 debit card purchases post and settle, be enrolled and log into online banking, and be enrolled in e-statements 3151 South Service Drive, Red Wing |651.267.3941 218 N. Broadway, Ellsworth | 715.273.4502 APY Annual Pocentage Yield APY cffcctive 3/2/18 2.00% APYpaid on day balances up to $10.000c0 cach cycle the minimum requiroments are met. An interestrate of 025 % will be carned for the da ly balance in cacess of $10.00000 which will result in an APY betwcen 0.41% and 200%. If you do not meet the requiremcnts por qualification cle your account will still function as a froe checking account coning 003% APY without ATM feerefunds. Freedom Rewards Checkang is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Starement fee $3.00. Fees may reduce eam ings Minamumaccount opening depest of 525.00. The monthly quancacion cycde begins on the lest day of the previous statement cycle and ends on the last business day before the next stacement cycle ends. ATM transac tons donot count as debit card transactions. ATM fees of $499 or less will be reambursed up to a maximum of $499 per individual transacton, which covers mostnationesde ATM. Transacticn fees and surcharges Maximum ATM fee refund 520.00 per cycle. One per primary tax ID numbber. Only available as a personal occount. MEMBER FOIC CCFBANK MAKING MORE POSSIBLE DOES YOUR CHECKING ACCOUNT PAY YOU 2.00% FREEDOM REWARDS CHECKING 2.00 F0.03 % APY* on balances up to $10,000,00 when qualifications are met APY If qualifications are not met PLUS NATIONWIDE ATM REFUNDS Qualifications Required to Earn Rewards Have at least 15 debit card purchases post and settle, be enrolled and log into online banking, and be enrolled in e-statements 3151 South Service Drive, Red Wing |651.267.3941 218 N. Broadway, Ellsworth | 715.273.4502 APY Annual Pocentage Yield APY cffcctive 3/2/18 2.00% APYpaid on day balances up to $10.000c0 cach cycle the minimum requiroments are met. An interestrate of 025 % will be carned for the da ly balance in cacess of $10.00000 which will result in an APY betwcen 0.41% and 200%. If you do not meet the requiremcnts por qualification cle your account will still function as a froe checking account coning 003% APY without ATM feerefunds. Freedom Rewards Checkang is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Starement fee $3.00. Fees may reduce eam ings Minamumaccount opening depest of 525.00. The monthly quancacion cycde begins on the lest day of the previous statement cycle and ends on the last business day before the next stacement cycle ends. ATM transac tons donot count as debit card transactions. ATM fees of $499 or less will be reambursed up to a maximum of $499 per individual transacton, which covers mostnationesde ATM. Transacticn fees and surcharges Maximum ATM fee refund 520.00 per cycle. One per primary tax ID numbber. Only available as a personal occount. MEMBER FOIC

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