At MidWestOne,you'll experienceMoreConvenience.MoreSatisfaction.MoreInterest.Special introductory Money Market ratesguaranteed through May 31, 2020.Open our personal Money Market Special with at least$25,000 in new money and you'll earn up to 4.4x moreinterest than the national average with our specialintroductory rate. Offer available for a limited time.Balance to obtain APYAPYInterest Rate$0-$24,99.990.10%0.10%SPECIAL APYSPECIAL INTEREST RATE0.10%0.10%$25,000-$99,999.990.15%0.15%SPECIAL APYSPECIAL INTEREST RATE1.50%1.06%$100,000-$949,999.990.20%0.20%SPECIAL APYSPECIAL INTEREST RATE1.24%1.75%$950,000 and above0.20%0.20%SPECIAL APYSPECIAL INTEREST RATE0.20 %0.20%Hudson, WI 404 County Road UU715.377.7180MidWestOneBank.Stillwater, MN651.439.30502270 Frontage Rd. WAnnual Percentage ield (APy)National Average APY is accurate for jumbo money markets greater than 5100,000 as of 9/30/19, as calculated by the FDICSpecial APY shown is a blended rate using eight months at the special rate and four months at the non-special rate which assumesthe account is opened on October 1, 2019 Your actual APY may vary based on your actual account balance and activity during youtstatement cycle. Special rates are guaranteed through May 31, 2020. Beginning June 1, 2020, the special interest rate and APY willexpire and the following variable interest rate tiers will apply: 50-$9,999.99: $10,000 $24,99999. $25,000-$49,999.99, 550,000-$99.999.99S100,000-$249,999.99; $250.000 and above. Non-special rates shown above are variable and accurate as of 9/27/19. Seea Personal Banker for curcent rates. Limit one promotional account per customer, Minimum balance to avoid service fees is 51,000Fees could reduce earnings Not available for Public Funds or IRASWheninterest is paid, your account balance may exceed the minimum balance forthe nextinterest tier. if your daily balance esceeds$949.99999, the entire balance will earn 0.20 % APYMidWestOne.bankMember FDIC At MidWestOne, you'll experience More Convenience. More Satisfaction. More Interest. Special introductory Money Market rates guaranteed through May 31, 2020. Open our personal Money Market Special with at least $25,000 in new money and you'll earn up to 4.4x more interest than the national average with our special introductory rate. Offer available for a limited time. Balance to obtain APY APY Interest Rate $0-$24,99.99 0.10% 0.10% SPECIAL APY SPECIAL INTEREST RATE 0.10% 0.10% $25,000-$99,999.99 0.15% 0.15% SPECIAL APY SPECIAL INTEREST RATE 1.50% 1.06% $100,000-$949,999.99 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 1.24% 1.75% $950,000 and above 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 0.20 % 0.20% Hudson, WI 404 County Road UU 715.377.7180 MidWestOne Bank. Stillwater, MN 651.439.3050 2270 Frontage Rd. W Annual Percentage ield (APy) National Average APY is accurate for jumbo money markets greater than 5100,000 as of 9/30/19, as calculated by the FDIC Special APY shown is a blended rate using eight months at the special rate and four months at the non-special rate which assumes the account is opened on October 1, 2019 Your actual APY may vary based on your actual account balance and activity during yout statement cycle. Special rates are guaranteed through May 31, 2020. Beginning June 1, 2020, the special interest rate and APY will expire and the following variable interest rate tiers will apply: 50-$9,999.99: $10,000 $24,99999. $25,000-$49,999.99, 550,000- $99.999.99S100,000-$249,999.99; $250.000 and above. Non-special rates shown above are variable and accurate as of 9/27/19. See a Personal Banker for curcent rates. Limit one promotional account per customer, Minimum balance to avoid service fees is 51,000 Fees could reduce earnings Not available for Public Funds or IRAS Wheninterest is paid, your account balance may exceed the minimum balance forthe nextinterest tier. if your daily balance esceeds $949.99999, the entire balance will earn 0.20 % APY MidWestOne.bank Member FDIC

Date: October 9, 2019

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At MidWestOne, you'll experience More Convenience. More Satisfaction. More Interest. Special introductory Money Market rates guaranteed through May 31, 2020. Open our personal Money Market Special with at least $25,000 in new money and you'll earn up to 4.4x more interest than the national average with our special introductory rate. Offer available for a limited time. Balance to obtain APY APY Interest Rate $0-$24,99.99 0.10% 0.10% SPECIAL APY SPECIAL INTEREST RATE 0.10% 0.10% $25,000-$99,999.99 0.15% 0.15% SPECIAL APY SPECIAL INTEREST RATE 1.50% 1.06% $100,000-$949,999.99 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 1.24% 1.75% $950,000 and above 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 0.20 % 0.20% Hudson, WI 404 County Road UU 715.377.7180 MidWestOne Bank. Stillwater, MN 651.439.3050 2270 Frontage Rd. W Annual Percentage ield (APy) National Average APY is accurate for jumbo money markets greater than 5100,000 as of 9/30/19, as calculated by the FDIC Special APY shown is a blended rate using eight months at the special rate and four months at the non-special rate which assumes the account is opened on October 1, 2019 Your actual APY may vary based on your actual account balance and activity during yout statement cycle. Special rates are guaranteed through May 31, 2020. Beginning June 1, 2020, the special interest rate and APY will expire and the following variable interest rate tiers will apply: 50-$9,999.99: $10,000 $24,99999. $25,000-$49,999.99, 550,000- $99.999.99S100,000-$249,999.99; $250.000 and above. Non-special rates shown above are variable and accurate as of 9/27/19. See a Personal Banker for curcent rates. Limit one promotional account per customer, Minimum balance to avoid service fees is 51,000 Fees could reduce earnings Not available for Public Funds or IRAS Wheninterest is paid, your account balance may exceed the minimum balance forthe nextinterest tier. if your daily balance esceeds $949.99999, the entire balance will earn 0.20 % APY MidWestOne.bank Member FDIC At MidWestOne, you'll experience More Convenience. More Satisfaction. More Interest. Special introductory Money Market rates guaranteed through May 31, 2020. Open our personal Money Market Special with at least $25,000 in new money and you'll earn up to 4.4x more interest than the national average with our special introductory rate. Offer available for a limited time. Balance to obtain APY APY Interest Rate $0-$24,99.99 0.10% 0.10% SPECIAL APY SPECIAL INTEREST RATE 0.10% 0.10% $25,000-$99,999.99 0.15% 0.15% SPECIAL APY SPECIAL INTEREST RATE 1.50% 1.06% $100,000-$949,999.99 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 1.24% 1.75% $950,000 and above 0.20% 0.20% SPECIAL APY SPECIAL INTEREST RATE 0.20 % 0.20% Hudson, WI 404 County Road UU 715.377.7180 MidWestOne Bank. Stillwater, MN 651.439.3050 2270 Frontage Rd. W Annual Percentage ield (APy) National Average APY is accurate for jumbo money markets greater than 5100,000 as of 9/30/19, as calculated by the FDIC Special APY shown is a blended rate using eight months at the special rate and four months at the non-special rate which assumes the account is opened on October 1, 2019 Your actual APY may vary based on your actual account balance and activity during yout statement cycle. Special rates are guaranteed through May 31, 2020. Beginning June 1, 2020, the special interest rate and APY will expire and the following variable interest rate tiers will apply: 50-$9,999.99: $10,000 $24,99999. $25,000-$49,999.99, 550,000- $99.999.99S100,000-$249,999.99; $250.000 and above. Non-special rates shown above are variable and accurate as of 9/27/19. See a Personal Banker for curcent rates. Limit one promotional account per customer, Minimum balance to avoid service fees is 51,000 Fees could reduce earnings Not available for Public Funds or IRAS Wheninterest is paid, your account balance may exceed the minimum balance forthe nextinterest tier. if your daily balance esceeds $949.99999, the entire balance will earn 0.20 % APY MidWestOne.bank Member FDIC

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